Budget optimization - Get more control over your money.

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From 85 £ /h

In this 1 on 1 conversation we go through your personal finances to see where we can optimize. We are not taught how to handle money, manage our household budgets or invest in the future at school and often not at home either. So enrich your life by taking control of your finances and become the master of your own life.

Extra information

The lesson will continue via Google Meets

Location

Online from Belgium

About Me

- Budgetcoach
- CEO and founder
- My mission in life is for everyone to live their best life where money is not an issue
- Mother of two, wife of one.

Education

I followed different courses on the subject, but as Budget Coaching is relavtively new in Flanders, there's also a lot of self education, reading and most of all: live what I teach.

Experience / Qualifications

I have had a hold of my own budget for 7 years now, and in this time frame we drove to Mongolia and back, bought several pieces of real estate and are preparing for a trip around Europe. And all of this with a modest income

Age

Teenagers (13-17 years old)

Adults (18-64 years old)

Student level

Beginner

Intermediate

Advanced

Duration

60 minutes

The class is taught in

Dutch

English

Skills

Personal finance

Finance

Developmental skills

Availability of a typical week

(GMT -04:00)

New York

Online via webcam

Mon

Tue

Wed

Thu

Fri

Sat

Sun

00-04

04-08

08-12

12-16

16-20

20-24

Cami

4.9

(29)

Improve your skills during oral interventions in public, better manage your personal/professional communication & the resulting conflicts, master negotiation techniques (...): your objectives in terms of communication can be diverse and the objective of These sessions are precisely to support you to better achieve them. So, how can we send a clear message, create a difference and make an impact?

➤ Whether your objective is personal or professional, speaking is a predominantly physical activity, relying on a body, a voice, a breath, a rhythm (diction), an emotion and above all techniques, tools, a method, a know-how, reflecting the speaker's involvement in his speech. .

➤ On the telephone, in a meeting, in front of a client, his family (...), relevant and successful speaking must always be effective and efficient, with clear, simple and impactful messages, creating a balance between the message received and message sent. Coherence between form and content.

➤ So, how to listen and be listened to, convince and be impactful, challenge and leave an impression, promote your content, address your audience relevantly and optimize the quality & clarity of the exchange/message? It is precisely a question of going through, applying and deploying practical and effective techniques of oral presentation, simple intervention or 'one to one' exchange, aiming to challenge one's audience or interlocutor, taking care of both the content and the form. , all in a professional or personal setting. For this, there are verbal and non-verbal communication techniques.

➤ Thus, mastered, the practical method allows, through a set of simulations and scenarios based on your daily experience supporting pragmatic & concrete techniques, to improve self-confidence, self-assurance, ease by overcoming discomfort and controlling his emotion in public. But also to work on your leadership & charisma, in a context where empathy and emotional intelligence are at the service of communication.

➤ So, in this context, after having precisely defined your objective & gone through the blockages encountered, here are some examples of themes covered through concrete techniques & a methodology:
✓Perfecting your rhetoric/repartee
✓Fundamentals of eloquence but also of oratorical art (intonation, gaze, gestures, elocution, range, emotions, charisma, pronunciation) to ensure consistency between content & form
✓Fundamentals of Body Language to support and not interfere with the discourse while being convinced & convincing.
✓Highlighting your speech & promoting your speaking skills to arouse interest, by leveraging your strengths.
✓Creation of coherence between the message sent & the message received in order to improve one's speech and in fact, one's professional/personal relationships.
✓Management of question answer sessions & external reactions during a speech or oral exchange.
✓Techniques to put your interlocutor at ease and appear friendly/interested.
✓To succeed in a negotiation/mediation.
✓To learn to say ‘no’ in three steps AND get people to say ‘yes’.
✓To transform sentences into positive AND constructive.
✓To manage conflicts (e.g. NVC techniques, Non-Violent Communication).
✓To put NLP (neuro-linguistic programming) at the service of communication.
✓To adopt effective, simple, fair and engaging language.
✓To use sentences, phrases & expressions to be precise, simple, effective & engaging.
✓To manage your personal & professional relationships with, for example, the preparation of your ratings.
✓Make your hypersensitivity a strength to tame your abilities.
(...)

➤ In short, each session combines techniques & practical exercises adapted to your everyday situations (filmed with your agreement in order to be reviewed, commented on, decoded together live), so that you can put them into practice immediately, and from the 1st session.

➤Trained at Grande Ecole post-European preparatory classes & Ivy League university in the United States, specialized and working for more than 15 years, in Europe and North America, in the field of communication, in renowned public and private international establishments, participating in forums and conferences, & oriented towards pedagogy and careful methodology.

➤ Locations: Geneva-Lausanne-Fribourg-Zurich-Neuchâtel-Lugano-Montreux-Basel-Neuchâtel-Berne-Lucerne-Brussels-Luxembourg-Paris-Lyon-Montreal. But currently and until further notice, only by videoconference in accordance with national recommendations on Covid, this format also being unanimously suitable for those supported.

The quality of the session & interaction

Fatih

4.9

(29)

I have PhD in economics from Georgetown University and I have a BA in economics from Bogazici University. Over the past 10 years I have worked as a professor of economics and finance in different universities. I have also given training programs both individually and at the corporate level in financial management. Below are some topics that I cover in my training programs.
• Understanding Financial Statements
• Financial Statements Analysis
• Time Value of Money and Its Applications to Real Life Issues
• Bond Valuation
• Equity Valuation
• Capital Budgeting and Investment Appraisal
If you want to improve your finance skills that would be best training program that you should take.

Ritika

4.9

(29)

The teaching methodology will be based on your course content and your objectives. My aim is primarily to help you with the concepts and application of that knowledge when submitting assignments and answering questions. I am passionate about teaching. I love sharing my knowledge and experience with my students. I am a life long learner and deeply passionate about books and learning new things. I teach students at High school, Undergraduate and Graduate levels.

Georgio

4.9

(29)

With experience in surgical precision

📈 Private Trading Lessons – CFDs on Stocks & Stock Indices 📉

Do you want to learn how to trade the financial markets seriously and develop a real investment strategy?
I offer personalized courses adapted to your level, from beginner to more experienced trader.

🎯 Proposed program:

Understanding and using the TradingView platform

Basics and improvement of Price Action

ICT & Smart Money Concepts (SMC) methodologies

Analysis via Volume Profile and Liquidity Zones

Reading chart patterns and market structures

Risk Management and Trading Psychology

Application on CFDs on Shares and Stock Indices

✅ Objective: to make you independent in your analysis and decision-making, by developing a rigorous and professional approach with the aim of becoming profitable and profitable.

👨‍🏫 Format:

Online courses (video conferencing, screen sharing, live case studies)

Step-by-step monitoring and support

📩 Contact me now for more information or to book an initial discovery session.

Kevin

4.9

(29)

► EXPERT BUSINESS, ACCOUNTING, FINANCE & ECONOMICS TUTOR FROM SWITZERLAND
► IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL SUPPORT

I completed my Master’s degree in Business Information Systems at a Swiss University of Applied Sciences, where my academic background strongly combined business, finance, economics, mathematics, analytical thinking and problem-solving. This technical and business-oriented foundation shaped the way I teach today: clearly, logically and with a strong focus on real understanding.

For many years, I have successfully supported students in Business Studies, Accounting, Finance and Economics. As a tutor from Switzerland, I bring a structured, patient and highly individual teaching style to students who want to improve their grades, prepare for important exams and build real confidence in business-related subjects.

My lessons are designed for students who want more than just memorizing definitions and formulas. I focus on understanding business concepts, applying financial logic, interpreting economic relationships and solving accounting problems step by step.

► EXAM PREPARATION & ACADEMIC SUPPORT

► IGCSE BUSINESS, ACCOUNTING & ECONOMICS
I help students build a strong foundation in business concepts, financial calculations and economic thinking. My lessons include clear theory explanations, topic-by-topic revision and exam-style practice to prepare students confidently for their assessments.

► A-LEVEL BUSINESS, ACCOUNTING, ECONOMICS & FINANCE
A-Level subjects require strong analytical thinking, clear written arguments and confident application of theory to real business situations. I support students with structured revision, essay technique, calculation practice, case-study analysis and preparation for demanding exams.

► INTERNATIONAL BACCALAUREATE — IB BUSINESS MANAGEMENT & ECONOMICS
I provide structured support for IB students, focusing on deep understanding, strong terminology, analytical writing and exam technique. Students learn how to explain concepts clearly, analyse case studies, evaluate decisions and structure high-quality answers.

► INTERNATIONAL SCHOOL PROGRAMMES
I support students following international, bilingual and private school curricula in Business Studies, Economics, Accounting, Finance, Commerce and Management. Since every school can have different expectations, I adapt my teaching to the student’s syllabus, textbook, teacher requirements and exam format.

► UNIVERSITY & FOUNDATION COURSES
For older students, I offer support in Accounting, Corporate Finance, Economics, Business Administration, Financial Management, Statistics and quantitative business modules. I help students understand difficult theory, solve assignments, prepare for exams and develop strong analytical skills.

► HOW I TEACH

► I FOCUS ON REAL UNDERSTANDING, NOT MEMORISATION.
I explain business, accounting and economic concepts step by step so students understand the logic behind the theory and can apply it confidently in exams.

► I CONNECT THEORY WITH REAL BUSINESS EXAMPLES.
Business and economics become easier when students can see how concepts work in real life. I use practical examples to make topics clear, relevant and memorable.

► I SIMPLIFY COMPLEX CALCULATIONS.
In Accounting and Finance, I break calculations into clear steps so students understand what is given, which formula is needed and how to reach the final answer correctly.

► I TRAIN EXAM TECHNIQUE CAREFULLY.
Students learn how to structure answers, use key terminology, analyse case studies, justify decisions and manage time under exam conditions.

► I ADAPT EVERY LESSON TO THE STUDENT.
Every student learns differently, so I adjust my explanations, pace, examples and practice questions to match the student’s exact level and goals.

► YEARS OF EXPERIENCE WITH IB, A-LEVEL, IGCSE & INTERNATIONAL SCHOOL STUDENTS

Over the years, I have successfully supported students from prestigious schools and demanding academic programmes, helping them strengthen their understanding, master exam techniques and achieve excellent progress in Business Studies, Accounting, Finance and Economics.

► ONLINE LESSONS

► Interactive whiteboard
► Clear digital notes
► Personalised exercises
► Exam-style practice
► Flexible lesson structure
► Focused one-to-one support from Switzerland

Online lessons are structured, personal and highly effective. Students can ask questions directly, follow every step in real time and review the materials after the lesson.

► MY GOAL

My goal is not only to improve grades, but to help students become confident, independent and analytical thinkers. With the right guidance, Business, Accounting, Finance and Economics become logical, practical and much easier to master.

► SUBJECTS: Business Studies, Accounting, Finance, Economics, Business Administration, Management
► LEVELS: IGCSE, A-Level, IB, International School, Foundation Courses, University Modules
► FORMAT: Online tutoring from Switzerland
► FOCUS: Deep understanding, exam confidence, analytical thinking and long-term academic success.

Youssef

4.9

(29)

This Forex Trading course aims to provide an in-depth understanding of the foreign exchange market and to develop a rigorous analytical methodology based on technical and fundamental principles.

The program covers:

• Introduction to the Forex market (structure, operation, participants)
• Reading and interpreting graphs (market structure, trends, accumulation/distribution phases)
• Advanced technical analysis (support and resistance levels, chart patterns, breakouts, retracements, technical indicators)
• Fundamental analysis (macroeconomic data, monetary policies, impact of central banks)
• Professional Risk Management and Money Management
• Development of a structured trading plan
• Practical case studies in real markets

Training aims :

✔ Master the basics and mechanisms of the Forex market
✔ Develop an independent technical and fundamental analysis capacity
✔ Apply disciplined and optimized capital management
✔ Build a consistent and measurable trading strategy

The training is aimed at beginners wishing to acquire a solid foundation as well as intermediate traders wishing to structure their approach professionally.

Léo

4.9

(29)

• Teaching methodology and techniques: I favour a personalized approach, adapting the courses according to the profile and academic background of each student.
• Typical course structure: tutoring in economics, econometrics, statistics and probability, financial mathematics, trading, investment, or political economy. Courses can take place at home, via videoconference, or at a pre-selected location, ideally quiet, free, and conducive to learning.
• Specifics as a teacher: I offer support throughout the school year, with free corrections of exercises outside of class, regular availability, and the guarantee of being accessible until the end of the year, subject to the general conditions of Superprof.
• Target audience: all levels, regardless of diploma, class or specific characteristics.
-------
The path and the method are in there; take a little bit of each.

Holding a degree in mathematics from EPFL, I offer private lessons in Geneva or online.

I graduated from EPFL with a degree in mathematics, having completed all the Bachelor's level courses in this discipline. I have gained significant experience tutoring students from middle school to university level (mathematics and physics). I have also assisted with teaching at EPFL, particularly in specialized courses such as analytic geometry (advanced mathematics course), analysis (first and second year Bachelor's level), and linear algebra (first year Bachelor's level). My in-depth mastery of the theory in these disciplines provides me with the skills and teaching abilities necessary to effectively support high school and university students, helping them understand the theoretical concepts in their courses and apply them practically in their exercises.

Typical course: a quick review (adapted to needs) of the essential concepts of the course, followed by practical exercises and oral role-playing (going to the board, discussion on the physical meaning, etc.), as in a competitive oral exam.

All my lessons are prepared in advance based on the topics covered in class (the student specifies their needs from one session to the next). I also create a handout containing sample exercises illustrating different methods, fully corrected and explained by me.

My commitment to my students' success is absolute. I only prioritize motivated students who are ready to put in the necessary effort to progress.

My main focus is on in-depth understanding and the quality of work. Depending on the student's request, I can also suggest exercises to do between sessions (not mandatory, depending on available time and homework already assigned by their school).

Athumani

4.9

(29)

In my classes you will learn financial Accounting from basics to advenced CPA and Business studies axam preparation w Finance concepts. budgeting,cost accounting problem solving techniques to make Accounting In my classes you will learn fast

Aurelien

4.9

(29)

My lessons are safe spaces where anybody can explore, experiment with and develop their imagination and creativity. I focus on making every lesson feel like a practical workshop rather than a traditional lecture.
You may bring whatever you have — an idea, a first line, a half-written chapter, a finished story, a drawing, coursework, or even nothing at all — and together we’ll figure out where you are in your creative process.

From there:
We make and we test. We write and read it out loud. Hearing your own words will help you spot what works and what needs improving.

We work on your project. Some students like specific exercises, others prefer to develop their own novel, screenplay or school assignment with personalised feedback. Every lesson is adapted to your goal and pace.

We work through a writer’s biggest challenge; writer’s block. Whether you are struggling to come up with ideas or you find yourself stuck; I will help you overcome it. A practical way might be a 10-minute freewrite, interviewing one of your characters, stripping a scene back to pure dialogue or trying a completely different exercise to get your imagination moving again.
Finally, you’ll leave each lesson with practical tools, clear next steps and techniques to build momentum, confidence and creative discipline. Most importantly, I want you to enjoy the creative process and feel excited to keep writing long after the lesson ends.

I work with students aged 6 and above, from complete beginners to more experienced writers. I also teach English and German.

Vivek

4.9

(29)

Bypass the textbook. Learn how ESG, Carbon Finance, and Environmental Management operate in the real world using live corporate case studies.

Are you trying to break into the booming sustainability sector, or do you need to master complex environmental frameworks for your university exams? The biggest gap in ESG education today is that it relies on outdated theory instead of actual industry practice.

I am an active Corporate Strategist and Deputy Manager directing large-scale, multi-million-dollar climate finance and ecosystem restoration portfolios. As a PMI Six Sigma Green Belt certified professional, my daily work involves aligning massive corporate projects with Science Based Targets (SBTi) and designing carbon offset models under Verra's Verified Carbon Standard (VCS).

In this class, we bring the boardroom and the field directly to your screen. We will analyze real corporate sustainability reports, build GIS-based carbon accounting models, and evaluate live ESG compliance.

➤ CORE TOPICS WE CAN COVER:

Carbon Markets & Climate Finance: Deep dive into carbon offsetting, Verra VCS methodologies (including VM0047 ARR), and Lifecycle Assessments (LCA).

ESG Compliance & Reporting: Navigating CSRD, ESRS, materiality assessments, and detecting corporate greenwashing.

Environmental Science & Ecology: Practical applications of agroforestry, Miyawaki afforestation, and soil organic carbon analysis.

Project Management & Execution: Applying PMI principles to corporate sustainability, budget optimization, and stakeholder alignment.

➤ MY TEACHING APPROACH:
I design 100% customized, data-driven curriculums. I do not use generic platform-provided content. Whether you need structured mock exams for your academic modules or a comprehensive career-mentorship program to transition into the ESG sector, we will build a roadmap tailored to your exact goals.

Send me a message with your current learning objectives, and let's book a session to start building your strategic edge in the sustainability sector.

Kian

4.9

(29)

I provide individual tutoring in Accounting, Finance, Economics and related quantitative business subjects for students at school, vocational, Fachhochschule and university level.

My academic background is in Business Information Systems at a Swiss University of Applied Sciences. This combines business, economics, mathematics, statistics, finance, data and analytical problem-solving.

I have several years of teaching experience and have supported students preparing for school examinations, vocational qualifications, Fachhochschule modules and university exams.

Accounting topics can include:

- Financial Accounting
- Bookkeeping
- Debit and credit
- Journal entries
- Balance sheet
- Income statement
- Opening and closing entries
- Accruals
- Depreciation
- Inventory
- VAT
- Swiss accounting exercises
- Cost Accounting
- Management Accounting
- BAB
- Cost allocation
- Contribution Margin
- Break-even analysis
- Cash Flow Statement
- Financial ratios

Finance topics can include:

- Simple interest
- Compound interest
- Present value
- Future value
- Annuities
- Financial Mathematics
- Investment calculations
- NPV
- Investment appraisal
- Bonds
- Shares
- Risk and return
- CAPM
- WACC
- Corporate Finance
- Financial ratios
- Quantitative finance exercises

Economics topics can include:

- Microeconomics
- Supply and demand
- Elasticity
- Market equilibrium
- Consumer theory
- Producer theory
- Costs
- Revenue
- Profit
- Market structures
- Perfect competition
- Monopoly
- Macroeconomic fundamentals
- Business Economics
- Quantitative Economics

Related quantitative subjects can include:

- Business Statistics
- Probability
- Quantitative Methods
- Regression
- Data interpretation
- Financial calculations
- Applied Mathematics for business students

My teaching approach is based on understanding the logic behind each calculation.

For quantitative questions, we normally use a clear structure:

- What is given?
- What needs to be found?
- Which formula or accounting principle applies?
- Why does it apply?
- How is the result calculated?
- What does the final number actually mean?

This is particularly useful in Accounting and Finance.

Students sometimes learn one example mechanically and then become confused when the wording or numbers change in an examination. I therefore use different question styles so that students learn to recognise the underlying principle.

Lessons can be used for:

- Regular semester support
- Homework and exercises
- Closing knowledge gaps
- Exam preparation
- Intensive revision
- FH examinations
- University examinations
- Repeating previously failed modules
- Improving calculation speed and accuracy

I explain concepts in a structured and practical way and adapt the level of detail to the individual student.

The aim is to make Accounting, Finance and Economics feel logical, organised and manageable rather than like complicated collections of formulas and rules.

Beini

4.9

(29)

I’m a certified Chinese teacher who enjoys helping learners discover that Chinese can be both practical and enjoyable. With a strong interest in communication and people, I am especially good at working with teenagers, building trust with them, understanding their learning needs, and encouraging them to express themselves with confidence. Rather than focusing only on textbooks and grammar, I like to make lessons lively, relevant, and connected to real life.

I also enjoy working with adult learners, whether they are beginners, professionals, parents, or simply people who have always wanted to learn Chinese. I understand that adults often have different goals, learning habits, and concerns, so I adapt my teaching style to each individual. I’m particularly good at teaching adults through sharing and meaningful exchange. I place greater emphasis on listening and guiding learners rather than relying on a one-way, input-based teaching approach. I hope to be not only a teacher, but also a supportive learning partner who helps you make steady progress—and enjoy the journey of learning Chinese along the way.

Sarah

4.9

(29)

As a qualified accountant and consultant, I offer my expertise to independent professionals, freelancers, and small businesses looking to regain control of their administrative and financial management. My goal is to make finance simple, practical, and directly applicable to your daily operations, without unnecessary jargon.

Tailor-made support for your management
Are you launching your business or feeling overwhelmed by paperwork? I can help you structure your administrative organization to efficiently file your supporting documents, issue invoices, and anticipate deadlines without stress. I design custom, user-friendly Excel tools to manage your cash flow, analyze your margins, and track customer payments. Finally, I provide clear insights into your specific situation.

My working method
Every collaboration begins with an analysis of your needs and current roadblocks. Together, we define a pragmatic action plan, 80% focused on practical application and the implementation of concrete solutions directly applied to your own documents. You leave each session with immediately usable, operational tools to optimize your time.

Practical arrangements
Support sessions are conducted online (via a video platform with screen sharing) or in person, depending on location. I offer one-off interventions to resolve a specific problem or unblock a situation, as well as regular follow-up sessions tailored to your needs.

Lennart

4.9

(29)

Would you like to learn how the financial markets truly operate and discover how to make better investment decisions?

If so, I am here to help.

I have been professionally active in the financial markets for institutional clients for several years, specializing in both short-term trading and long-term investing.

Throughout this period, I have gained extensive hands-on experience and achieved above-average returns utilizing various trading and investment strategies.

Additionally, through my corporate professional work, I have mentored and trained other traders and long-term investors.I believe it is crucial for people to receive accurate, independent information about investing and trading.

The internet is flooded with information that is incomplete, misleading, or simply incorrect. This often leads people to make poor choices and take on unnecessary risks.That is why I want to leverage my knowledge and practical experience to give you a realistic, well-founded perspective on the financial markets.My goal is not to promise you quick riches, but to equip you with the knowledge and skills needed to make better, well-considered financial decisions for yourself.

I will teach you the essential knowledge and skills required to understand the financial markets, analyze companies and stocks, and confidently make well-informed investment decisions on your own.

My lessons are practical and tailored to your specific level of knowledge and personal learning goals. We combine theory with real-time examples from current financial markets, ensuring you don't just understand what you are doing, but, more importantly, why.

Ritvik

4.9

(29)

Struggling with a finance course? Or did you walk into one without any background at all and now have to learn it from scratch?

Either way, I am here to help. Corporate finance, derivatives, fixed income, valuation, portfolio theory. Whatever your course throws at you, we build the foundation properly rather than skimming the surface to get you past one exam.

Just send me your syllabus and the topics you want to cover, and I will prepare before the class so we use the hour on your material, not on working out what your course actually asks for.

A bit about me: MSc Finance at Bocconi, CFA Level 1, an off-cycle internship on UniCredit’s structured credit team, and an engineering degree before that. I have sat these exams recently, so I know which topics carry the marks and where people lose them.

How I teach: I use simple analogies and try different routes until one lands, instead of repeating the same explanation louder. Lessons are two way, not lectures. Ask the questions you think are too basic, because those are usually the gap that everything else is failing to stand on.