Real estate finance describes, explains, and encompasses the various methods by which individuals intend to purchase a home, a plot of land, or another type of property. Unsurprisingly, the vast majority of Americans require loans when purchasing a home. These loans, and the terms that come with them, are often overwhelming and confusing for homebuyers. For that reason, they'll more than likely turn to consultancy for help. Many things come into play when it comes to when applying for loans, such as credit reports, asset, and income verification, appraisals, and titles. With that said, it’s extremely likely that each client you do business with will have a different situation to work through. Thus, it’s advised that agents enroll in education courses that review these circumstances and provide agents with the expertise to better serve their clients. Understand the basic concepts and key terms of real estate financing and the key terms Describe how to qualify a buyer for the most common types of loans Understand the use and function of escrow accounts Determine what a mortgage insurance premium is Understand the process of underwriting its guidelines Identify the three most common types of loans Distinguish how to use conventional qualifying ratios Describe VA eligibility and qualification periods What's a REIT (Real Estate Investment Trust)? REITs, or real estate investment trusts, are companies that own or finance income-producing real estate across a range of property sectors. These real estate companies have to meet a number of requirements to qualify as REITs. Most REITs trade on major stock exchanges, and they offer a number of benefits to investors.

Looking to start or progress your career in real estate? I offer practical, friendly support with CVs, applications and interview preparation, drawing on over eight years of experience in real estate investment and portfolio management. We can work on presenting your experience clearly, tailoring your CV to a role and explaining why you are a good fit. For interviews, we can practise your introduction, work through common competency questions and discuss real estate questions relevant to the job. Mock interviews give you a chance to try your answers aloud and receive clear, constructive feedback. I also provide mock-interview mentoring, so I understand the value of a supportive space to practise, ask questions and work out what you want to say. My approach is warm, straightforward and focused on your next step, whether you are exploring the industry, applying for your first role or preparing for a move. Each session will focus on what would be most useful to you. Bring a job description, a CV or simply a question about your next step, and we can agree where to start. You do not need to have everything worked out before we meet.